Great Financing Options

Above ground swimming pools, swim spas and hot tubs are one of the most popular additions to residential homes. Perfect for relaxing, working out, socializing and spending more quality family time together, there are plenty of benefits to owning your own backyard pool or spa.

As pools, swim spas and hot tubs are significant investments, financing can be a helpful option to ensure that your swimming pool or spa project can be completed quickly so that you can be enjoying your backyard even sooner.

We are pleased to have partnered with LightStream, a division of SunTrust Bank and one of the premier online consumer lenders in the country. They are known not only for fantastic low rates but also excellent service for our qualifying customers. If whole-project funding with no fees and no home equity requirements sounds perfect for you, complete an online application to get started with LightStream financing today.

Rates as low as 4.74%1‡

Apply Now!

Why choose LightStream?

No FeesThere are so many reasons for choosing LightStream for your pool or spa project financing. To start, there are no home equity requirements or appraisals. Pending credit approval, any home project you would like to undertake can be financed for a low rate.

Even better is that there are no fees or no prepayment penalties!

If you have good credit, take advantage of LightStream’s fixed-rate, low-interest loan options. They even offer a Rate Beat program so that you can be assured that you are getting the best financing deal available.

Ready to start building your dream pool or spa?

Apply today! The process with LightStream is quick and easy. You can even have your funds the same day you apply if your application is received before 2:30 pm EST. If you do not need your funds instantly, you can elect to choose a funding date within 30 days of your application approval. Virtually paperless, simple and lightning fast, LightStream will be your best loan experience yet.

Be in control!

With LightStream financing, you can be in control of your payments. With good credit, you have plenty of choice with your payments. You choose the terms on your pool or spa loan and can pay off in as little as two years or as many as twelve.


1 Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with SwimmingPool.com discount and AutoPay repayment discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.

‡ Discount of .25 percentage point is for a new LightStream loan referred online by SwimmingPool.com. Borrower must apply directly through this website, and with cookies activated on their browser, in order for this offer to be tracked and valid.

2 Payment example: Monthly payments for a $25,000 loan at 7.99% APR with a term of 12 years would result in 144 monthly payments of $270.48.

SunTrust Bank is an Equal Housing Lender. © 2019 SunTrust Banks, Inc. All rights reserved. LightStream and SunTrust are federally registered service marks of SunTrust Banks, Inc. All other trademarks are the property of their respective owners. Lending services provided by SunTrust Bank.


What Our Customers Have To Say

  • Have done business with Clearwater Pools for 15 + years. We purchased our hot tub from them and have relied on them for all our chemicals and maintenance. The staff is always friendly, helpful and knowledgeable. Recommend them without any reservations at all.

    – Cindy Swim

  • David is such an honest manager he & his staff have taken care of our pool needs for years. I’ve known David since 2003 he only sells me what I need not like other pool stores. Thank you David for putting the customer first!

    – Penny Mitchell

  • We purchased the Hydropool 14fx this past summer and love its year round functionality. Ashley is very knowledgeable of the Hydropool products, as well as its competitors, to assist you in making an informed decision. One of the biggest benefits of working with Clearwater Pools and Spas is we were able to test the pool prior to making the investment.

    – Cindy Bradley

  • We started going to Clearwater Pools & Spas this past summer. I happened upon the store on Broad Street as I was searching for a pool store close to work. I have never regretted my decision to pop in. The staff is VERY knowledgeable and friendly LOVE the greetings from Aubree! It really is true they are only interested in providing the best product and service to their customers.

    – Debbie Gentry

  • Thank goodness Clearwater came to Courthouse Rd I had been given very wrong information on treating my pool for years then Clearwater came took care of my worries and headaches. Always courteous and very reliable. If you have a pool please do yourself a favor get your water checked when you open pool then again July and Aug shock your pool once a week to keep water safe clean to swim in.

    -Virginia Gibson

  • Clearwater pools completely renovated our 20+ year old pool and they have helped us with maintenance, tested water samples, and supplied us with salt and chemicals each summer. They have always exemplified professionalism. Every. Single. Time. Always politely calling you sir or ma\’am.

    – Kelly Hughes